Independent financial
advice for Formby
and West Lancashire
I'm an independent financial adviser based in Southport, working with individuals and families throughout Formby, Freshfield and West Lancashire. From pension planning to retirement, I provide straightforward, impartial advice.
Impartial guidance designed around your circumstances
100% Independent
Not tied to any product provider. I search the whole market to find solutions that genuinely suit your situation, not what's easiest to sell.
Local Partnership
Based in Southport, I work with clients across Formby, Freshfield and Hightown. Close enough for in-person meetings, with video calls available too.
Clear, Straightforward Communication
Financial jargon clouds understanding. I explain things plainly — what matters, why it matters, and what happens next. You leave knowing exactly where you stand.
A full range of independent financial advice
Pension Advice
Consolidate old pensions, maximise your annual allowance and plan a tax-efficient income for retirement.
Learn more →Inheritance Tax Planning
With IHT at 40% above the threshold, early planning is essential. Protect your family's wealth strategically.
Learn more →Cashflow Planning
See a clear picture of your financial future. Understand how long your money will last and what changes might be needed.
See how it works →Tax-Efficient Investment Advice
Maximise ISA allowances and use tax-efficient investments to keep more of your money working for you.
Learn more →Protection Review
Life insurance and income protection gaps mean many families are underinsured. I'll review your needs and source the right cover.
Learn more →Unsure where to start? A free introductory call gives you clarity on what matters most.
Book a free callAbout John Anthony Sykes
I'm John Anthony Sykes, an independent financial adviser based in Southport. I'm an Independent Financial Adviser connected to Fintuity and work with individuals and families across Formby, Freshfield, West Lancashire and the wider Northwest.
My work is focused on pensions, retirement planning, inheritance tax and cashflow analysis — typically for people who are approaching or already in retirement, and those thinking about passing wealth to the next generation.
Fees are transparent and agreed before any work begins. A free 20-minute introductory call is available — no obligation to proceed.
Ready to move forward?
The first conversation is free. No obligation, no pressure — just clarity on where you stand and how I might be able to help.
Book your free 20-minute call